Costs before collection
Campaigns, staffing and technology are paid for before clients settle their invoices.
Business Services & BPO
Line of credit for business services, BPO and marketing firms
Outsourcing, marketing and professional service firms carry their costs in people and technology while enterprise clients pay on their own schedule. InterNex funds that gap with lines that respect the client relationships your business is built on.
At a glance
VelocityLOC for Business Services & BPO
- Facility size
- $2.5M to $25M+
- Advance rate
- Up to 85% of eligible receivables
- Customer notification
- None
- Proposal
- Within 48 hours of a complete file
- Case studies
- 2 in this sector
Terms are structured around each business and subject to underwriting.
The challenge
Where working capital gets stuck
Bank constraints
Covenant structures and leverage tests can restrict a growing service business just when it needs flexibility.
Shifting concentrations
Receivable concentrations move between large clients as contracts start and finish.
How InterNex helps
A line of credit built around how you bill
Your customers keep paying you exactly as they do today. We lend against what they owe you.
- Covenant-light lines that replace restrictive bank facilities.
- Concentration flexibility for investment-grade enterprise clients.
- Structures that sit alongside subordinated debt and existing investors.
- Non-notified, so institutional and enterprise clients see no change.
Case studies
Business Services & BPO facilities we have put in place
Business Services & BPO Midwest
$6MM
Non-Notified Revolving Line of Credit
Flexible Working Capital for a Growth-Oriented Full-Service Marketing Firm
A long-established Midwest marketing firm needed a new working capital partner after covenant constraints with its bank began to limit its growth. InterNex provided a $6MM non-notified revolving line of…
Business Services & BPO Jacksonville, Florida
$5MM
Non-Notified Revolving Line of Credit
Supporting a Restructured BPO Platform’s Return to Growth
A restructured global BPO platform needed a more flexible working capital solution to support operations and execute on its post-restructuring growth strategy.
Insights
Guides for Business Services & BPO
Line of Credit for Staffing and Business Services: An AR-Based Working Capital Guide
How staffing and business services firms use an accounts receivable line of credit to bridge the payroll gap, run efficiently and fund growth.
FAQ
Business Services & BPO financing questions
Can a business services company refinance a bank line with InterNex?
Yes. InterNex regularly refinances bank facilities for service businesses whose growth has outpaced their bank's covenant structure.
Do you finance call center and BPO companies?
Yes. InterNex provided a $5 million non-notified line to a global BPO platform in Florida.
Will my customers know I am using InterNex?
No. Lines are non-notified. Customers pay into an account established in your company's name, so nothing changes for them.
Does my business need to be profitable?
No. InterNex underwrites the quality of your receivables, your customers and your management team. Profitability can improve pricing, but it is not a requirement.
Is there a minimum credit score?
No. InterNex does not underwrite on owners' personal credit scores.
Other industries
More sectors we finance
Talk to a lender
Financing for Business Services & BPO
Tell us a little about your business. A senior lender will review it and come back to you within one to two business days.
- A proposal within 48 hours of a complete file
- No obligation and no impact on your customers
- Speak directly with a senior lender, not a call center
(646) 849-1800
600 Mamaroneck Ave, Suite 400, Harrison, NY 10528